InsurTechs in the fast lane: 10 finalists at the Swiss InsurTech Summit & Awards

On November 11, 2025, the innovators of the insurance industry will gather in Zurich: pioneering start-ups will be presented at the Swiss InsurTech Summit & Awards. Ten finalists will compete for the title of InsurTech of the Year. An evening that shows how digitalization, AI and new business models are redefining insurance.

The Summit & Awards will take place from 15 to 21:30 at the Google Auditorium in Zurich. Organized by the Swiss InsurTech Hub, the event offers a platform where established insurers and agile start-ups come together with the aim of transforming the industry. Discussions, pitches and an award ceremony characterize the program. Among other things, the jury evaluates the measurable benefits, the impact on the Swiss market, the growth potential, the “WOW” experience and the team.

The ten finalists at a glance

The following InsurTech start-ups made it to the final (in alphabetical order):

Citalid

Citalid offers a SaaS platform for cyber risk quantification (CRQ) and helps insurers and companies to translate cyber risks into financial value. With dynamic simulations of threats and a combination of technical and business data, Citalid particularly addresses the cyber insurance sector, which is an increasingly important part of the InsurTech field.

InsureMo

InsureMO positions itself as an infrastructure platform (“Insurance Middle Office”) for insurers, brokers and InsurTechs: with over 17,500 products, 10,000+ APIs and cloud-native architecture, the company accelerates product launches and digital processes. The aim is to overcome legacy systems and establish modern APIs, microservices and “headless” architectures in the insurance industry.

Ledgertech

Ledgertech offers a low-code / no-code platform for embedded insurance. Insurance products are to be made marketable in a matter of days rather than months. The company was founded in 2018, combines blockchain, AI and automation, and sees itself as part of ecosystems that integrate insurance into digital experiences.

Mitigrate

Mitigrate is a SaaS platform for climate risk prevention/reduction for property insurance (e.g. flood, commercial buildings). The approach: instead of just insuring damage, Mitigrate helps to prevent it or reduce the risk. It is a trending topic in the insurance market in view of increasing natural hazards.

Neat.eu

Neat.eu provides embedded insurance and white label solutions for retailers and e-commerce partners.
The target group is companies that want to integrate insurance or warranty products into their customer journeys. It is a sales and platform approach with potential.

Photocert

Photocert uses AI-supported image and document authentication to reduce insurance fraud and speed up processes such as claims assessment. The focus is on visual media (photos, videos, PDFs) in the event of a claim as well as automation to increase efficiency and is an important topic in the claims area.

Solva

Solva is developing an AI platform that automates claims management. From intake (FNOL) to decision, with the aim of reducing incorrect payouts and loss leakage. The company is targeting insurers and MGAs that want to make operational processes leaner, faster and more reliable.

Starmind

Starmind combines artificial and human intelligence: the company helps insurers to map existing internal expert knowledge and integrate it into decision-making processes (underwriting, claims, risk). The idea is to break down knowledge silos and make specialist knowledge usable. It is relevant in specialty and reinsurance areas.

UpQuAI Solutions AG

UpQuAI offers a deep-tech platform for insurance and financial processes: Document intelligence, automation of workflows without manual training, no-code agents. The company promises rapid implementation (“ready to go in two weeks”) and addresses the process and data load of insurance back offices in particular.

viteSicure

viteSicure is an Italian InsurTech platform in the life insurance sector with a focus on simple, digital and immediately usable policies. The business model: self-service online, low premiums, fast processing with the aim of addressing new customer segments that were previously underserved.

Why this evening counts

The claim of the summit is: Where Innovation Meets Insurance. In an industry that is traditionally seen as rather sluggish, this event will show how digital transformation, agentic AI, platform models and new value chains are creating the insurance of tomorrow. For media such as thebrokernews, this event is an important indicator of which solutions could soon be relevant in the Swiss market.

What happens afterwards?

After the pitches and the award ceremony, the networking aperitif and party will continue. An opportunity for decision-makers and innovators to make contacts. The winner of the evening not only receives attention, but also offers of support such as workshops and coaching from sponsors. For trade and business journalists, this is the moment to identify trends at an early stage and derive developments looking back to the year 2026.

The Swiss InsurTech Summit & Awards on November 11, 2025 will bring together ten top-class start-ups. It is an event that shows where the insurance industry is heading: away from sluggish product thinking and towards digital, data-driven, customer-centric services. For readers of thebrokernews, this is an excellent opportunity to think about the future now.

Binci Heeb

Read also: Swiss InsurTech Hub Summit and Awards: A celebration of innovation