Charlie Munger's three paths to ruin were alcohol, women, and leverage.

News:Borrowed Time

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When prolonged heat turns into drought, and drought turns into dry vegetation.

News:When the Heat Wave Ends: Europe’s Summer Becomes an Ongoing Risk

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News:Longevity: The sick span is underestimated

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Demographic change is the greatest market opportunity for life insurance.

News:From Saving to Withdrawel: the Digital Evolution of Pensions

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A thought experiment brings an ancient philosophical method into the modern world of insurance.

News:What would Socrates ask the insurance industry?

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Charlie Munger's three paths to ruin were alcohol, women, and leverage.

News:The Floor, Not the Ceiling

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News:A New Approach to Claims: How Vectoryx Orchestrates Claims Settlement

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News:AI Doesn’t Replace CFOs – it Replaces Finance Professionals who Don’t Use AI

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A mistake made by a young consultant does not automatically lead to dismissal.

News:The Mistake That Makes a Difference

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Couldn't insurance also operate dynamically, decentralized, and in real time?

News:What if Insurance Worked Like a Free Market?

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Charlie Munger's three paths to ruin were alcohol, women, and leverage.

News:The Future Declines to Ignite

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Humanity versus the Human: Artificial General Intelligence (AGI) versus what is known as Artificial Individual Intelligence (AII).

News:Humanity is an average: No single person fits that description

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News:“Stay Curious”: Reto Lipp on the Swiss Economy

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Swiss InsurTech Hub reports positive results for the past half-year.

News:Swiss InsurTech Hub Looks Back on an Eventful Half-Year

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Where does what is insurable end, and where does life begin?

News:Heartache With a Deductible

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Bewe Lab's gamified app helps reduce cravings and addictive behavior.

News:Bewe Lab Receives an Award

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What happens when a market that has been paying for the future for two years is presented with the bill?

News:Punished for Winning

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“Risk is the material I work with. Creativity is what drives me,” says Ghassen Benhadjsalah.

News:Risk is not the enemy – it is the raw material

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AI as an Enabler of Human Potential and the Customer Service of the Future. Pranay Jain, CEO and Founder of Enterprise Bot.

News:AI as an Enabler of Human Potential

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The sample consists primarily of executives, as well as sales and technical experts with many years of industry experience.

News:Personal consultation remains the key to sales in the future

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We are the clever minds behind the online magazine “thebrokernews“.

Binci Heeb (Editor-in-Chief/Publisher)

Binci Heeb’s long career as a journalist BR includes positions such as editor-in-chief of thebroker for four years and the purchase of the platform. She has continued as editor-in-chief and publisher since January 1, 2025 under the new name thebrokernews. She was previously head of the online editorial team at Radio Basel and co-founder and co-editor-in-chief of barfi.ch. Before that, she worked as a member of the Board of Directors of Drehort AG on the production of an unrealized documentary film about the lives of Emil and Niccel Steinberger. In addition to her passion for media, Binci Heeb loves AI, contemporary art, museum visits and literature. At weekends you can meet her on long walks with her dog.

M: binci.heeb@thebrokernews.ch

T. 079-353.08.00

Eric Lefebvre

Our columnist is an executive leader, author, and advisor with extensive experience in business, insurance, and management. He combines an engineering background with a financial MBA to understand how businesses truly work—from their underlying mechanics and economic realities to human behaviour and organisational dynamics. He has written several books on business, insurance, management, and psychology, blending structured, analytical thinking with a deep interest in decision-making, power, and incentives.

Alongside his writing, he supports management teams through periods of transformation, helping them navigate complexity, sharpen strategic choices, and align execution with long-term value creation. His work is driven by clarity, intellectual honesty, and a systemic view of organisations. Outside his professional activities, he maintains a strong interest in literature, ideas, and the impact of technology, particularly AI, on organisations and society.

M: lefeberic@yahoo.com

T: +41 79 719 84 41

Amélie Beauregard (editor)

As a passionate student of linguistics and literature, Amélie Beauregard is interested in language and its use. She is also particularly interested in environmental topics, which she can deepen in her geography studies. In her free time, she enjoys pursuing her literary interests or can be found in nature with her dog – whether hiking, jogging or lingering.

Sheepy (office dog)

Border collie Sheepy has the important task of always ensuring a pleasant working atmosphere. His calmness has an extremely positive effect on the editor-in-chief. When it’s time to eat and go for a walk in the woods, he alerts his owner, who tends to forget the time while she’s working.