Category: Columns

Columns by Eric Lefebvre, Thomas Schulte and Selzer

The bill will arrive on November 4, and it's already being written on the credit market.

News: The Frog Prince

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Many small and medium-sized enterprises lack a pragmatic and affordable risk management system.

News: riskAware Continues to Grow: New Platform, New Customers, and Strong Partnerships

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"With Raindrop, we want to bring a drop of clarity to an industry that is often unnecessarily complex and difficult to understand," says Jasmin Flori-Hess.

News: “Insurance is a jungle. We bring a little clarity.”

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Sebastian Schnur expects to see a strong concentration on a few large companies and an extremely large number of micro-enterprises.

News: Sebastian Schnur: Those who act are mindful

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Paul applies the first law of thermodynamics to the insurance industry.

News: The Thermodynamics of Insurance

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The bill will arrive on November 4, and it's already being written on the credit market.

News: As the Barrel Turns

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Introducing 4 new members of the Swiss InsurTech Hub (SIH).

News: SIH: Check first, then replace

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"Following the 'mythical moment' of AI attacks, the 'quantum moment' of data decryption by quantum computers is just around the corner," says Dr. Florian Fröwis.

News: Quantum Security: The Next Wake-Up Call Comes from Geneva

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The current pressure toward consolidation in the brokerage market shows just how costly the delayed adoption of AI can be.

News: The Hand That Wouldn’t Let Itself Be Washed

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Karl Andersen's motto is: Energy as an asset.

News: Karl Andersen: Electricity That Pays Off

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Just as Don Quixote charges at windmills, insured individuals often fight against invisible enemies.

News: Don Quixote and the Insurers

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The U.S. market yields a single figure: the Magnificent Seven and three chip manufacturers.

News: Where It Cracks First

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Telephone calls to solicit new supplemental insurance policies are not always, but usually, prohibited.

News: When the phone rings, it’s usually the wrong register

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Thanks to neuroscience, the Bewe app reduces binge eating.

News: The pilot is just the beginning: What Bewe and CSS Teach Us About True Digital Health Innovation

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Manuel Martin and Ömür Yazici developed an AI to streamline the bidding process and generate structured comparisons.

News: InsuranceMap 2.0: When AI Gets the Quote Instead of the Broker

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The Broker Panel Switzerland has been an established tool in the market since 2006.

News: Swiss Broker Panel 2026: Clarity Instead of Room for Interpretation

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20 Books about insurance, explained simply by the creator of Paul the Insurer.

News: Interview with Pierre Perrenoud: Reimagining Insurance Through Stories

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Der US-Markt liefert eine einzige Zahl: die Magnificent Seven und drei Chip-Hersteller.

News: Dancing on the Volcano

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News: Helvetia: Between Rumors and Reality—Numbers, Change of Domicile, Restructuring of Sales

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Innovation takes no summer break.

News: Four new insurtech companies, a software giant, and an award with five trophies

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Latest News

The only thing Wall Street cares about is the price of money.
The market is reaching a record high on the ruins of its own labor market.
11 August 2026

The Barometer Broke

The American stock market made a new all-time high on the afternoon it learned the economy had lost jobs, because a…

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The only thing Wall Street cares about is the price of money.
Charlie Munger's three paths to ruin were alcohol, women, and leverage.
4 August 2026

Borrowed Time

The fireworks were at Microsoft, but the real story of the week was borrowed money beginning to break in four places at…

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Demographic change is the greatest market opportunity for life insurance.
Demographic change is the greatest market opportunity for life insurance.
30 July 2026

From Saving to Withdrawel: the Digital Evolution of Pensions

Switzerland is aging, and with it, the logic behind life insurance. What was once purely a wealth-building product must…

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The only thing Wall Street cares about is the price of money.
"Keep an eye on the basement," advises Eric Lefebvre.
28 July 2026

The Floor, Not the Ceiling

America’s thirty-year borrowing cost reached its highest since 2007, France paid four per cent for the first time…

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A mistake made by a young consultant does not automatically lead to dismissal.
A mistake made by a young consultant does not automatically lead to dismissal.
23 July 2026

The Mistake That Makes a Difference

A young consultant loses a client after eleven years because she recommended the wrong coverage plan. The following…

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The only thing Wall Street cares about is the price of money.
What happens when a market that has been paying for the future for two years is presented with the bill?
21 July 2026

The Future Declines to Ignite

The largest company ever floated fell below its own price and, asked to light its engines, refused; a television tip…

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What happens when a market that has been paying for the future for two years is presented with the bill?
Punished for its success: Samsung's stock rose nineteenfold, but was punished.
14 July 2026

Punished for Winning

A ceasefire that runs like a summer sitcom, a company that multiplies its profit nineteen times and is sold for it,…

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Still Dancing: a record high—the best half-year since 2021—quarterly results on track, and a 40-year low for the yen that almost no one thought was worth mentioning.
Still Dancing: a record high—the best half-year since 2021—quarterly results on track, and a 40-year low for the yen that almost no one thought was worth mentioning.
7 July 2026

Still Dancing

Eight trading days lay between the “crash” and the “coronation” – between a trillion dollars in losses for the AI…

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Anyone who focuses solely on taking out insurance is looking only at the symptom, not the cause.
Anyone who focuses solely on taking out insurance is looking only at the symptom, not the cause.
2 July 2026

D&O Insurance for SMEs: Those Who Are Liable Usually Don’t Know It

In Swiss SMEs, D&O insurance is now considered standard. What nobody explains is that the policy protects against…

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Within just a few trading days, more than 1.3 trillion dollars in market value was wiped out from the semiconductor sector.
Within just a few trading days, more than 1.3 trillion dollars in market value was wiped out from the semiconductor sector.
30 June 2026

Falling Is Not Breaking

A trillion dollars leaves the artificial-intelligence giants, a doomed burger chain levitates on a Reddit chant, and…

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Decision fatigue is not a sign of personal weakness.
Decision fatigue is not a sign of personal weakness.
25 June 2026

The Worst Decision of the Day

It’s 4:47 p.m. There’s a proposal on the table that I wanted to send out that very afternoon. Tomorrow…

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A central banker learns to live with inflation, the two per cent that came from a television studio, and the stranger company the Fed keeps abroad
Ein Zentralbanker lernt, mit der Inflation zu leben – jenen zwei Prozent, die aus einem Fernsehstudio kamen – und mit den seltsamen Verbindungen, die die Fed im Ausland unterhält.
23 June 2026

The Week the Oracle Began to Fall Silent

When Kevin Warsh scrapped the Fed’s forward guidance on Wednesday, he said almost nothing—and yet his actions spoke…

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