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“Quantum computing is transforming the insurance industry in two ways,” said Thomas Schubert.
Quantum Computing in the Insurance Industry: Governance, GRC Transformation, and Resilience
Logical qubits make quantum computers usable for insurers for the first time—enabling more accurate solvency models, more precise pricing, and…
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How Germany and Switzerland handle succession. Pic: Sascha Drache. Source: RS Ratgeber Stiftung Beratung e.K.
Passing on Wealth in Switzerland: Why Proper Planning Begins Long Before Inheritance Takes Place
On November 30, 2025, Switzerland decisively rejected the Juso’s inheritance tax initiative: 78.3 percent voted against a 50 percent tax…
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Marcus Selzer advises people to think carefully before resorting to AI tools.
The Borrowed Memory
In the middle of a meeting with a client, an experienced key account manager can’t recall a figure he used…
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What advice would Lao Tzu give to a modern insurance company?
Lao Tzu on the Board of Directors
What advice would a 6th-century B.C. Chinese sage give to a modern insurance company? In this episode of his podcast,…
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Interest rates are the “gravity” of the financial markets: The weaker their effect, the further prices drift away from earnings.
Seven Stocks in Low Gravity
Earnings season through a physicist’s eyes. Tesla kept a 195-times multiple on a profit that had halved. Netflix told the…
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Alexandra Kestenholz and Claudio Carrese decided to go into business for themselves while enjoying an Aperol Spritz in Piazza Grande in Locarno.
“We’re the Good Guys” – and Now we’re the Bosses, too
She comes from the claims department of an insurance company; he comes from a family of brokers. Together, Alexandra Kestenholz…
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Mark Wesselink’s (left) life motto: Never give up, rely on evidence rather than gut feelings, and take responsibility.
Mark Wesselink: Listen First, Then Build
Twelve companies founded, four failed, three sold, one IPO, two bankruptcies: Mark Wesselink makes no secret of his track record.…
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The question isn’t whether PHP is used, but where.
ATTENTION: Do you know if your website runs on PHP?
Two critical vulnerabilities in the PHP programming language have taken websites offline around the world, including in Switzerland. For insurers,…
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Those who sell protection are judged by that protection, not by their advertising.
Dante Evaluates Insurance Companies
What would Dante Alighieri see if he were to descend into Hell again today and pass by the insurance industry…
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Movie recommendation from Eric Lefebvre: Stanley Kubrick’s scathing satire, *Dr. Strangelove*.
How I Learned to Stop Worrying and Love the Leverage
A week of quiet cracks, a rumour that moved billions on almost nothing, and the doomsday machine the market built…
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Embedded insurance is seen as a growth driver for the industry.
MavenBlue: Sales Are Scaling, but Pricing Isn’t
Insurance at checkout, in the banking app, in the car configurator: Embedded insurance is seen as a growth opportunity for…
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No insurance against the oil shock itself, but there is coverage for some of its consequences. The key is to have taken care of this in a timely manner.
Oil Crisis: What Can Be Insured – and What Can’t
Since late February 2026 the Strait of Hormuz has been severely disrupted by the U.S.-Israel conflict with Iran. Before the…
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An anniversary interview with Pax CEO Peter Kappeler.
150 Years of Pax: “In my view, returns and sustainability are not a contradiction”
Pax is celebrating its 150th anniversary, a milestone for one of Switzerland’s most long-standing insurance companies. To mark the anniversary,…
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In 1752, Franklin and his colleagues founded the “Philadelphia Contributionship for the Insurance against Loss by Fire.”
Benjamin Franklin, America’s First Underwriter
He is known as a statesman, an inventor, and the face on the $100 bill. What is less well known…
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According to Patrick Wellens, a board of directors must be prepared to draw the line between what AI is allowed to decide on our behalf and what it is not.
If the machine helps make decisions, who is responsible?
Ethics and Compliance Switzerland is hosting a conference in Zurich on October 21 and 22, 2026. Following “Third-Party Risks 2022”…
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The bill will arrive on November 4, and it’s already being written on the credit market.
The Frog Prince
The market spent this week doing what a host does when the ceiling leaks on the night of the dinner.…
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Many small and medium-sized enterprises lack a pragmatic and affordable risk management system.
riskAware Continues to Grow: New Platform, New Customers, and Strong Partnerships
Governance, cybersecurity, compliance, business continuity, and the personal liability of board members and executive management: The list of issues concerning…
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“With Raindrop, we want to bring a drop of clarity to an industry that is often unnecessarily complex and difficult to understand,” says Jasmin Flori-Hess.
“Insurance is a jungle. We bring a little clarity.”
Eight insurance policies, fifteen hours of work, and ultimately the realization that no one is solving this problem. Jasmin Flori-Hess,…
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Sebastian Schnur expects to see a strong concentration on a few large companies and an extremely large number of micro-enterprises.
Sebastian Schnur: Those who act are mindful
Does artificial intelligence have consciousness? For Sebastian Schnur, entrepreneur and author of “Conscious or How to Avoid the AI Apocalypse”,…
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Paul applies the first law of thermodynamics to the insurance industry.
The Thermodynamics of Insurance
Energy is never lost; it is merely transformed. In the new episode of “Paul the Insurer,” this principle of physics…
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For a change, Eric Lefebvre wanted to write something cheerful today.
As the Barrel Turns
A confession: your columnist sat down this week fully intending, for once, to write something cheerful. Then he turned on…
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Introducing 4 new members of the Swiss InsurTech Hub (SIH).
SIH: Check first, then replace
At the Swiss InsurTech Hub’s most recent General Assembly, four new members introduced themselves: an eyewear restorer from Lausanne, a…
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“Following the ‘mythical moment’ of AI attacks, the ‘quantum moment’ of data decryption by quantum computers is just around the corner,” says Dr. Florian Fröwis.
Quantum Security: The Next Wake-Up Call Comes from Geneva
No sooner has the industry grown accustomed to AI-powered cyberattacks than the next front is looming. ID Quantique, the Geneva-based…
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The current pressure toward consolidation in the brokerage market shows just how costly the delayed adoption of AI can be.
The Hand That Wouldn’t Let Itself Be Washed
In the SME projects I’m working on, a pattern has been repeating itself for months. It starts with the phrase,…
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Karl Andersen’s motto is: Energy as an asset.
Karl Andersen: Electricity That Pays Off
Karl Andersen no longer wants to sell solar power to the grid for a few rappen; instead, he wants to…
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Just as Don Quixote charges at windmills, insured individuals often fight against invisible enemies.
Don Quixote and the Insurers
What would Miguel de Cervantes write about the insurance industry? In the new episode of “Paul the Insurer,” Paul takes…
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The U.S. market yields a single figure: the Magnificent Seven and three chip manufacturers.
Where It Cracks First
Ten stocks are now about 41 per cent of the American market, the exact level that capped every great bubble…
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Telephone calls to solicit new supplemental insurance policies are not always, but usually, prohibited.
When the phone rings, it’s usually the wrong register
Tomorrow, the federal government will publish the 2027 health insurance premiums; an increase of about five percent is expected. For…
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Thanks to neuroscience, the Bewe app reduces binge eating.
The pilot is just the beginning: What Bewe and CSS Teach Us About True Digital Health Innovation
The Bewe app addresses a very specific problem: It’s designed to help people reduce binge eating by using digital exercises—based…
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Manuel Martin and Ömür Yazici developed a tool to conduct bids more quickly and create structured comparisons.
InsuranceMap 2.0: When AI Gets the Quote Instead of the Broker
Fifteen requests for proposals, the same data entered seven times, and ultimately a comparison made under time pressure: This is…
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The Broker Panel Switzerland has been an established tool in the market since 2006.
Swiss Broker Panel 2026: Clarity Instead of Room for Interpretation
575 brokers participated, and 416 complete interviews were collected. This represents a 22 percent increase over the previous year. The…
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20 Books about insurance, explained simply by the creator of Paul the Insurer.
Interview with Pierre Perrenoud: Reimagining Insurance Through Stories
Twenty books, one question: What remains of insurance when you strip it of its technical jargon and describe it once…
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Dancing on the Volcano
A strait through which one-fifth of the world’s oil flows recorded only one-tenth of its usual traffic volume; the Fed…
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Simon Weiner is extremely pleased with the published figures.
Helvetia: Between Rumors and Reality—Numbers, Change of Domicile, Restructuring of Sales
No sooner had the half-year results been published than unrest began to stir on the sales front: Some customer advisors…
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Innovation takes no summer break.
Four new insurtech companies, a software giant, and an award with five trophies
Summer is over, but the Swiss InsurTech Hub’s schedule isn’t: To kick off the second half of the year, the…
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Asmir Imeri and his team are celebrating and want to help shape the next phase of growth in the mortgage brokerage industry.
S.O.I. AG Celebrates Five Years of Mortgage Expertise
In April 2021, Asmir Imeri launched a simple yet ambitious idea: to bring the world of financial intermediaries closer to…
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Time and space are not fixed quantities; rather, they depend on one’s perspective.
The Illusion of Control
Einstein demonstrated that time and space are not fixed quantities, but rather depend on perspective. In the latest episode of…
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Two events, two worlds, the same disease.
Fear of the Unknown: What Saxony-Anhalt and Harari’s AI Speech Have in Common
COMMENT A good seven months after Yuval Noah Harari told the WEF audience in Davos that humanity is facing a…
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When the inflation figures were released on Friday, gold and Bitcoin fell—at the same time.
Under Supervision
Scott Bessent missed his target in the bond market, and yields closed the week just under five percent; Christine Lagarde…
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Peter Kappeler, CEO of Pax, welcomed his guests to the anniversary celebration at the company’s headquarters in Basel.
150 years, a green sofa, and a man from Zurich with a Schnitzelbangg
Pax celebrated its 150th anniversary at Aschenplatz with a cozy, informal gathering instead of a gala, a member of the…