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Charlie Munger’s three paths to ruin were alcohol, women, and leverage.
Borrowed Time
The fireworks were at Microsoft, but the real story of the week was borrowed money beginning to break in four…
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When prolonged heat turns into drought, and drought turns into dry vegetation.
When the Heat Wave Ends: Europe’s Summer Becomes an Ongoing Risk
A webinar by Everbridge and Arcadis paints a picture of the European summer of 2026 not as a series of…
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“While the grandparents’ generation was passive, this generation is actively involved,” says Nadine Esposito.
Longevity: The sick span is underestimated
Ten years between good health and the end of life a period that hardly any insurance company factors into its…
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Demographic change is the greatest market opportunity for life insurance.
From Saving to Withdrawel: the Digital Evolution of Pensions
Switzerland is aging, and with it, the logic behind life insurance. What was once purely a wealth-building product must now…
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A thought experiment brings an ancient philosophical method into the modern world of insurance.
What would Socrates ask the insurance industry?
A thought experiment from the podcast “Paul the Insurer” brings an old philosophical method into the modern world of insurance…
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“Keep an eye on the basement,” advises Eric Lefebvre.
The Floor, Not the Ceiling
America’s thirty-year borrowing cost reached its highest since 2007, France paid four per cent for the first time since the…
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“Expanding into other countries,” says Alexander Stade, founder and CEO of Vectoryx.
A New Approach to Claims: How Vectoryx Orchestrates Claims Settlement
Vectoryx positions itself as a regulated multi-party infrastructure for claims processing and, among other things, uses ChatGPT integration to bring…
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“The CFO’s job remains secure despite automation,” says Dr. Veronika von Heise-Rotenburg.
AI Doesn’t Replace CFOs – it Replaces Finance Professionals who Don’t Use AI
Dr. Veronika von Heise-Rotenburg is familiar with both worlds: traditional banking and the dynamic startup scene. As CFO of the…
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A mistake made by a young consultant does not automatically lead to dismissal.
The Mistake That Makes a Difference
A young consultant loses a client after eleven years because she recommended the wrong coverage plan. The following Monday, she…
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Couldn’t insurance also operate dynamically, decentralized, and in real time?
What if Insurance Worked Like a Free Market?
Large corporations, thick stacks of contracts, standardized rates based on statistical averages: that’s how we know the insurance industry. But…
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What happens when a market that has been paying for the future for two years is presented with the bill?
The Future Declines to Ignite
The largest company ever floated fell below its own price and, asked to light its engines, refused; a television tip…
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Humanity versus the Human: Artificial General Intelligence (AGI) versus what is known as Artificial Individual Intelligence (AII).
Humanity is an average: No single person fits that description
The mission statements of leading AI labs speak of billions, but almost never of an individual. An analysis of the…
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“Two additional years of work would significantly ease the burden on the social security system,” says Reto Lipp.
“Stay Curious”: Reto Lipp on the Swiss Economy
Reto Lipp, one of Switzerland’s best-known business journalists, spoke with Jakob Barandun in a Capricorn interview about the challenges facing…
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Swiss InsurTech Hub reports positive results for the past half-year.
Swiss InsurTech Hub Looks Back on an Eventful Half-Year
Shortly before the summer break, the Swiss InsurTech Hub (SIH) hosted a virtual mid-year meeting. Silvia Signoretti and Sharan Kaur…
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Where does what is insurable end, and where does life begin?
Heartache With a Deductible
What happens when a Brazilian insurer launches liability insurance policies for eleven occupational groups, and a podcast host imagines a…
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Bewe Lab’s gamified app helps reduce cravings and addictive behavior.
Bewe Lab Receives an Award
The Swiss Data Science Center (SDSC) and the Canton of Vaud have selected four projects from 57 submissions as part…
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Punished for its success: Samsung’s stock rose nineteenfold, but was punished.
Punished for Winning
A ceasefire that runs like a summer sitcom, a company that multiplies its profit nineteen times and is sold for…
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“Risk is the material I work with. Creativity is what drives me,” says Ghassen Benhadjsalah.
Risk is not the enemy – it is the raw material
He built and launched a credit marketplace platform regulated by FINMA, weathered the COVID crisis as a fintech founder, and…
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AI as an Enabler of Human Potential and the Customer Service of the Future. Pranay Jain, CEO and Founder of Enterprise Bot.
AI as an Enabler of Human Potential
Pranay Jain, CEO and founder of Enterprise Bot, is convinced that artificial intelligence does not replace humans—it makes them stronger.…
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The sample consists primarily of executives, as well as sales and technical experts with many years of industry experience.
Personal consultation remains the key to sales in the future
How will the Swiss insurance sales industry change over the next five to seven years? Synpulse surveyed 40 executives and…
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LBC Insurance Radar #15: Between Tradition and Technology.
LBC Insurance Radar #15: Between Tradition and Technology
The latest edition of the LBC Insurance Radar shows just how much the insurance industry is currently caught between time-tested…
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Listening and Speaking: Why Insurers Must Not Lose Human Contact.
Listening and Speaking: Why Insurers Must Not Lose Human Contact
An insider podcast reminds the industry that technology can never completely replace a personal connection with customers. In the latest…
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Still Dancing: a record high—the best half-year since 2021—quarterly results on track, and a 40-year low for the yen that almost no one thought was worth mentioning.
Still Dancing
Eight trading days lay between the “crash” and the “coronation” – between a trillion dollars in losses for the AI…
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Alain Veuve: “Stop treating compliance and performance as conflicting goals.”
EU AI Act: An Opportunity, Not a Risk, for Swiss Companies
Artificial intelligence has revolutionized document processing. While many providers only entered this field with the advent of large language models,…
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Gaps That Are Growing: On the occasion of the Annual Conference of the Institute for Insurance Studies (ISG-HSG).
Gaps That Are Growing: IVW Annual Conference 2026
The 2026 IVW Annual Conference at the Kunsthaus Zürich focused on an uncomfortable question: Does the insurance industry still live…
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Anyone who focuses solely on taking out insurance is looking only at the symptom, not the cause.
D&O Insurance for SMEs: Those Who Are Liable Usually Don’t Know It
In Swiss SMEs, D&O insurance is now considered standard. What nobody explains is that the policy protects against the loss—not…
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Francisco’s secret about the human side of business.
Francisco’s Secret
What a Small Insurance Company Teaches Us About Reputation, Niche Thinking, and the Human Side of Business in a new…
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Within just a few trading days, more than 1.3 trillion dollars in market value was wiped out from the semiconductor sector.
Falling Is Not Breaking
A trillion dollars leaves the artificial-intelligence giants, a doomed burger chain levitates on a Reddit chant, and the market quietly…
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Start-up CEO Dr. Antonios Gkikakis on crossing the Lab-to-Market gap with active safety wearables and Ringscrew actuators for the space economy.
From Research to the Market – and from Earth to the Moon
What happens when excellent research stalls on the threshold of the market? Dr. Antonios Gkikakis, a Start-up CEO and roboticist…
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KI trifft Brokeralltag mit Alexander (Gigi) Kunz von Union Swiss Brokers Holding AG und Silvio Siegenthaler von Sothura.
AI Meets Everyday Broker Life: Sothura Safe Takes a Test Run
In mid-June, Union Swiss Brokers hosted its first training session in Burgdorf featuring the new AI-powered advisory tool, Sothura Safe.…
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Decision fatigue is not a sign of personal weakness.
The Worst Decision of the Day
It’s 4:47 p.m. There’s a proposal on the table that I wanted to send out that very afternoon. Tomorrow morning,…
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Gross oder schnell? Warum Versicherungen nicht ausgedient haben?
Big or Fast? Why Insurance Companies Haven’t Had Their Day Yet?
Holcim is splitting up its North American and Rest of the Americas divisions. ABB is spinning off its robotics division.…
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Ein Zentralbanker lernt, mit der Inflation zu leben – jenen zwei Prozent, die aus einem Fernsehstudio kamen – und mit den seltsamen Verbindungen, die die Fed im Ausland unterhält.
The Week the Oracle Began to Fall Silent
When Kevin Warsh scrapped the Fed’s forward guidance on Wednesday, he said almost nothing—and yet his actions spoke louder than…
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Fulvio Maccarone: The most dangerous lapses on the board of directors don’t come with warning; they quietly accumulate over time.
When Capital Fails, Funding Is Rarely the Problem
Fulvio Maccarone has spent over 12 years inside financial institutions and family offices and as a board director and restructuring…
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Reinsurance Rendezvous Zurich: Where Does AI Actually Deliver Business Results? Silvia Signoretti & Raphael Troitzsch.
AI in Reinsurance: Between Hype and Measurable Value
At the Reinsurance Rendezvous Zurich, organized by the Swiss Insurtech Hub in collaboration with the Boston Consulting Group, leading figures…
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LBC Insurance Radar #14: The risk landscape is changing not in isolated instances, but on multiple levels simultaneously.
LBC Insurance Radar #14: AI, Climate, and Demographics
In the 14th episode of the LBC Insurance Radar, Marco La Bella takes a close look at the current developments…
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The Return of the Druids
Actuaries calculate the unpredictable, but now they are faced with a mirror that thinks faster than they do. Actuaries are…
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To mark its anniversary, the Pax Cooperative is launching a free retirement planning service.
Pax is giving away emergency aid to mark its 150th anniversary
To mark its anniversary, the Pax Cooperative is launching “Pax Care,” a free insurance plan available throughout Switzerland that provides…
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Planet Finance: Where your bill arrives on time.
Planet Finance: The Engine Room
The financial market has no patience. While the economic chassis can hide a bad decade behind fine words, the engine…
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Was Broker von Piloten lernen können weiss Swiss-Kapitän und Leadership-Coach Thierry Beyeler. Bild mit KI generiert.
Making decisions in the cockpit: What brokers can learn from pilots
When the blizzard comes, it’s not perfection that counts, but judgment. At the Finanz und Wirtschaft Insurance Broker Forum 2026…