Category: Columns

Columns by Eric Lefebvre, Thomas Schulte and Selzer

The bill will arrive on November 4, and it's already being written on the credit market.

News: The Frog Prince

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Many small and medium-sized enterprises lack a pragmatic and affordable risk management system.

News: riskAware Continues to Grow: New Platform, New Customers, and Strong Partnerships

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"With Raindrop, we want to bring a drop of clarity to an industry that is often unnecessarily complex and difficult to understand," says Jasmin Flori-Hess.

News: “Insurance is a jungle. We bring a little clarity.”

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Sebastian Schnur expects to see a strong concentration on a few large companies and an extremely large number of micro-enterprises.

News: Sebastian Schnur: Those who act are mindful

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Paul applies the first law of thermodynamics to the insurance industry.

News: The Thermodynamics of Insurance

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The bill will arrive on November 4, and it's already being written on the credit market.

News: As the Barrel Turns

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Introducing 4 new members of the Swiss InsurTech Hub (SIH).

News: SIH: Check first, then replace

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"Following the 'mythical moment' of AI attacks, the 'quantum moment' of data decryption by quantum computers is just around the corner," says Dr. Florian Fröwis.

News: Quantum Security: The Next Wake-Up Call Comes from Geneva

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The current pressure toward consolidation in the brokerage market shows just how costly the delayed adoption of AI can be.

News: The Hand That Wouldn’t Let Itself Be Washed

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Karl Andersen's motto is: Energy as an asset.

News: Karl Andersen: Electricity That Pays Off

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Just as Don Quixote charges at windmills, insured individuals often fight against invisible enemies.

News: Don Quixote and the Insurers

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The U.S. market yields a single figure: the Magnificent Seven and three chip manufacturers.

News: Where It Cracks First

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Telephone calls to solicit new supplemental insurance policies are not always, but usually, prohibited.

News: When the phone rings, it’s usually the wrong register

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Thanks to neuroscience, the Bewe app reduces binge eating.

News: The pilot is just the beginning: What Bewe and CSS Teach Us About True Digital Health Innovation

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Manuel Martin and Ömür Yazici developed an AI to streamline the bidding process and generate structured comparisons.

News: InsuranceMap 2.0: When AI Gets the Quote Instead of the Broker

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The Broker Panel Switzerland has been an established tool in the market since 2006.

News: Swiss Broker Panel 2026: Clarity Instead of Room for Interpretation

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20 Books about insurance, explained simply by the creator of Paul the Insurer.

News: Interview with Pierre Perrenoud: Reimagining Insurance Through Stories

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Der US-Markt liefert eine einzige Zahl: die Magnificent Seven und drei Chip-Hersteller.

News: Dancing on the Volcano

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News: Helvetia: Between Rumors and Reality—Numbers, Change of Domicile, Restructuring of Sales

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Innovation takes no summer break.

News: Four new insurtech companies, a software giant, and an award with five trophies

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Latest News

Planet Finance: Where your bill arrives on time.
Planet Finance: Where your bill arrives on time.
16 June 2026

Planet Finance: The Engine Room

The financial market has no patience. While the economic chassis can hide a bad decade behind fine words, the engine…

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Le paraître hat l'être ersetzt. Der Schein hat die Substanz verdrängt.
2 June 2026

Have Western economies had their Kodak moment (II)?

Kodak had the technology. So did Nokia. Both chose the dividend of the present over the strategy for the future with…

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Why Insurers and Brokers Can No Longer Put Off Governance, Risk, and Compliance Tasks. Image: Thomas Schubert
Thomas Schubert weiss, wie Compliance vom Kostentreiber zum Wettbewerbsvorteil wird.
1 June 2026

Fraud is not bad luck – fraud is the receipt

Insurance fraud rarely begins with criminal energy, but rather with open doors in one’s own system. In his…

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Appearance versus substance – and the question of whether forgetting can be undone.
Appearance versus substance – and the question of whether forgetting can be undone.
26 May 2026

Have the Western Economies Lived their Kodak Moment (I)?

The shareholders have started to read the annual report. What they find is uncomfortable: where the strategy should be,…

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The fear that laughs: this laughter runs through Marcus Selzer's column like a silent warning signal of an industry in transition.
The fear that laughs: this laughter runs through Marcus Selzer's column like a silent warning signal of an industry in transition.
21 May 2026

The fear that laughs

We often laugh when something scares us. Not loudly, not hysterically, rather casually, almost charmingly. It is…

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Demographics, obligation, and the question of who owes what to whom.
Demographics, obligation, and the question of who owes what to whom.
19 May 2026

The Pillar That Cannot Move

Who will support the modern economy and for how much longer? While the demographic base of Western countries is…

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The narrow pillar: concentration, mobility and the modern limits of taxation.
The narrow pillar: concentration, mobility and the modern limits of taxation.
12 May 2026

The Narrow Pillar

Concentration, mobility and the modern limits of taxation: the new column shows why income taxes in developed economies…

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