Category: Columns

Columns by Eric Lefebvre, Thomas Schulte and Selzer

Psychological safety is not a one-way street, according to Marcus Selzer.

News:Who Asks the Manager?

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Insurers that combine expert advice with smart technologies will remain competitive in the market over the long term.

News:LBC Insurance Radar #17: The Insurance Industry – Between Strength and New Risks

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News:The Cat in the Policy

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.

News:Margin Call

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When asked about his superpower, Michael Altenberger says he would like to see more empathy and love in the world.

News:No risk, no fun: How Zation Is Becoming a Global Player Without Investors

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Since July 31, 2026, ranq.ch has been live with profiles of 631,000 companies in Switzerland.

News:Ranq.ch Raises the Profile of Swiss Companies in the AI Chatbot Space

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First place went to WindLens, which aims to protect wind farm operators from costly forecasting errors in the electricity market.

News:Basel Is Burning: 10 Climate Ideas, 3 Winners, 1 Summer of Record-Breaking Heat

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Einstein understood that uncertainty is an integral part of life and that insurance is a rational response to it.

News:Einstein and the World of Insurance

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.

News:The Perpetual Motion Machine

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LINTA: Pascal Walthert, CEO and owner of Neutrass AG, approaches digital transformation from the inside out.

News:LINTA by Neutrass: When the Process Thinks

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“We don’t believe that trust is built simply by signing a contract. Trust is built through the support we provide afterward. That’s exactly where we want to make a difference,” says Gürkan Kuyu.

News:People are still people—even with AI support

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People have been talking about longevity for years, but they've been focusing on the wrong phase.

News:LBC Insurance Radar #16: Sick Leave, the Blind Spot in Retirement Planning

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This podcast brings together the laws of nature and the logic of insurance.

News:The Gravity of Risk

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.

News:The Barometer Broke

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News:The Voice as an Early Warning System: How Clearspeed Identifies Risks from the Very Beginning

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News:The Future is Not a Matter of Technology, but of People

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The winter months remain particularly critical. Four technologies are under consideration, each with its own cost, pace, and drawbacks.

News:Switzerland’s Electricity Shortage: Which Solution Will Really Work?

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Pax: In the future, the online business will be operated exclusively under its own brand.

News:Visana Acquires simpego: Pax Sells Majority Stake

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Much like Caesar, market leaders in the insurance industry do not adopt a passive stance, but instead emulate innovations, amongst other things.

News:What Caesar Teaches the Insurance Industry

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.

News:Borrowed Time

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Latest News

Psychological safety is not a one-way street, according to Marcus Selzer.
Psychological safety is not a one-way street, according to Marcus Selzer.
28 August 2026

Who Asks the Manager?

During an executive workshop, someone asked how to build psychological safety within a team. Everyone nodded. I did,…

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
25 August 2026

Margin Call

A margin call is the moment a lender stops believing in your collateral and demands cash you can raise only by selling…

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
Last week, the AI boom revealed a circular pattern.
18 August 2026

The Perpetual Motion Machine

This week the artificial-intelligence boom let slip how it is really being paid for: a chipmaker helping to arrange…

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
The market is reaching a record high on the ruins of its own labor market.
11 August 2026

The Barometer Broke

The American stock market made a new all-time high on the afternoon it learned the economy had lost jobs, because a…

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
Charlie Munger's three paths to ruin were alcohol, women, and leverage.
4 August 2026

Borrowed Time

The fireworks were at Microsoft, but the real story of the week was borrowed money beginning to break in four places at…

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Demographic change is the greatest market opportunity for life insurance.
Demographic change is the greatest market opportunity for life insurance.
30 July 2026

From Saving to Withdrawel: the Digital Evolution of Pensions

Switzerland is aging, and with it, the logic behind life insurance. What was once purely a wealth-building product must…

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
"Keep an eye on the basement," advises Eric Lefebvre.
28 July 2026

The Floor, Not the Ceiling

America’s thirty-year borrowing cost reached its highest since 2007, France paid four per cent for the first time…

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A mistake made by a young consultant does not automatically lead to dismissal.
A mistake made by a young consultant does not automatically lead to dismissal.
23 July 2026

The Mistake That Makes a Difference

A young consultant loses a client after eleven years because she recommended the wrong coverage plan. The following…

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A margin call is the moment when the lender loses confidence in your collateral and demands immediate payment in cash.
What happens when a market that has been paying for the future for two years is presented with the bill?
21 July 2026

The Future Declines to Ignite

The largest company ever floated fell below its own price and, asked to light its engines, refused; a television tip…

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What happens when a market that has been paying for the future for two years is presented with the bill?
Punished for its success: Samsung's stock rose nineteenfold, but was punished.
14 July 2026

Punished for Winning

A ceasefire that runs like a summer sitcom, a company that multiplies its profit nineteen times and is sold for it,…

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Still Dancing: a record high—the best half-year since 2021—quarterly results on track, and a 40-year low for the yen that almost no one thought was worth mentioning.
Still Dancing: a record high—the best half-year since 2021—quarterly results on track, and a 40-year low for the yen that almost no one thought was worth mentioning.
7 July 2026

Still Dancing

Eight trading days lay between the “crash” and the “coronation” – between a trillion dollars in losses for the AI…

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Anyone who focuses solely on taking out insurance is looking only at the symptom, not the cause.
Anyone who focuses solely on taking out insurance is looking only at the symptom, not the cause.
2 July 2026

D&O Insurance for SMEs: Those Who Are Liable Usually Don’t Know It

In Swiss SMEs, D&O insurance is now considered standard. What nobody explains is that the policy protects against…

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