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The smoke detector that nobody installed
The most effective early warning system for many Swiss SMEs has long been at the table: the insurance broker. However,…
Old Risks, New Instruments
What modern reinsurance and artificial intelligence achieve has deeper historical roots than you might think. A look…
The National Balance Sheet: Sovreign Equity, Hartwick’s Rule, and the Stewardship of Nations
A state is not a static entity, but a dynamic balance between inherited assets and future obligations. Anyone who…
Namilytics with AI for Brokers: More Data Is Not the Solution
The use of artificial intelligence in the insurance industry is no longer a topic for the future. However, while many…
Eye Injections Cheaper: but Premiums Are Not (yet) Falling
The new outpatient flat rates are having an effect: drug prices are falling and competition is increasing. However,…
From Ice Cream to Algorithm
It is often the small anecdotes that make major upheavals tangible. A drawn egg that was intended as an order and…
The Cost of Growth
For a long time, growth was seen as a self-sustaining feature of the modern economy, driven by innovation, productivity…
AI, climate risks and the art of working with uncertainty
In a video interview with Jakob Barandun, physicist and entrepreneur Dr. Christian Spindler explains why artificial…
FINMA: Focus on Stability
At FINMA’s Small Insurers Symposium on 26 April 2026 yesterday, Director Stefan Walter emphasized the importance…
Trust Is Not a Feature
The call came shortly after nine. A customer’s voice, calm but tense underneath. And a question that goes deeper…
From the missing son to the changing image of insurers
A personal story from Ticino shows how much the image of the insurance industry has changed from being viewed with…
When Models Fail: The Quiet Death of Economics
What if not only money and energy lose their stability, but also the theories we use to explain the economy? The…